Moving to Cyprus, buying a home here, planning a visit, or just trying to work out a budget on the island? We built a small set of free calculators to answer the questions we get asked most often — how much of a salary actually reaches your bank account after tax and social contributions, what a property purchase really costs once fees are added on top of the sale price, what a loan or mortgage repayment looks like month to month, and what a Cyprus holiday itself is likely to cost.
Each tool below is free to use, works instantly in your browser with no sign-up, and is kept up to date with current Cyprus rates and thresholds where possible. Pick the one you need, or use a couple together — for example, working out your net salary first, then seeing what mortgage repayment comfortably fits your budget.
Salary & Income Tax Calculator
Work out Social Insurance, GESY, income tax and take-home pay from a gross annual or monthly salary in Cyprus, with an optional Provident Fund contribution.
Open calculator → 🏠Property Purchase Cost Calculator
Estimate VAT, Land Registry transfer fees and stamp duty on a property purchase in Cyprus — for both new-build and resale properties.
Open calculator → 💳Loan & Mortgage Calculator
See your estimated monthly repayment, total cost and total interest for any loan or mortgage, based on the amount, rate and term you enter.
Open calculator → ✈️Trip Cost Calculator
Planning a visit? Estimate your total Cyprus holiday budget — accommodation, food, transport and activities — by travellers, nights and travel style, in your own currency.
Open calculator → 💱Currency Converter
Quickly convert between the euro and other major currencies — handy for comparing prices, salaries or savings from back home.
Open calculator →Disclaimer: These tools are intended as general guides only, based on Cyprus legislation, standard financial formulas and typical Cyprus prices as currently understood. Rates, thresholds and prices can change and often depend on your personal circumstances. They are not tax, legal or financial advice — always confirm your exact figures with a licensed Cyprus accountant, tax advisor, lawyer or bank before making a decision.
