Buying property in Cyprus involves more than just the sale price — VAT, Land Registry transfer fees and stamp duty can add a meaningful amount on top. This calculator gives you a quick estimate of those extra costs, for both new-build properties (bought from a VAT-registered developer) and resale properties (private sales, no VAT).
Disclaimer: This tool is intended as a general guide only, based on Cyprus tax legislation as currently understood. Rates, thresholds and reliefs — especially the reduced VAT rate for a primary residence — can change and often depend on your personal circumstances. It is not tax, legal or financial advice — always confirm your exact figures with a licensed Cyprus accountant, tax advisor or lawyer before making a decision.
Your property purchase
Doesn't include legal fees, land registry search fees, or bank/mortgage arrangement costs, which vary by transaction. Budget roughly 1–2% extra for legal fees. If you'll be financing the purchase, try our loan & mortgage calculator next.
Estimated costs on top of the price
- VAT (standard 19%)€0.00
- Transfer fees (Land Registry)€0.00
- Stamp duty€0.00
- Total estimated extra costs€0.00
Transfer fees use the permanent 50% discounted rate for non-VAT sales (1.5% / 2.5% / 4% by band). Stamp duty is capped at €20,000.
